Borrowing in Saint-Bernard, Quebec

Saint-Bernard is one of the Quebec places covered here, with 2,535 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Bernard

2,535 people were counted in Saint-Bernard in the 2021 Census. Land area for Saint-Bernard is 90.1 square kilometres in the same census.

Dividing population by land area gives 28.1 residents per square kilometre, rounded to one decimal place.

Saint-Bernard ranks 331 by population among the Quebec places on this site.

Saint-Bernard sits at rank 331 among the 1150 Quebec places here, with 2,535 residents in the 2021 Census.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Saint-Bernard is one of 1150 covered Quebec places, counted at 2,535 residents with a land area of 90.1 square kilometres.

Nothing on the Saint-Bernard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Bernard sits at rank 331 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Saint-Bernard is 90.1 square kilometres, and the population is 2,535 residents in the 2021 Census.

Where a figure for Saint-Bernard could not be verified, the page names the publisher instead of printing a number.

For Saint-Bernard, the two census fields above are the only local statistics used anywhere on the page.

Saint-Bernard appears in the census record with 2,535 residents, and the density of 28.1 people per square kilometre follows from it.

The density figure for Saint-Bernard, 28.1 people per square kilometre, is calculated from the population and land area above.

At 2,535 residents in the 2021 Census, Saint-Bernard is listed alongside the other covered places in Quebec.

Readers comparing Saint-Bernard with another community can use the same four census fields.

The Saint-Bernard page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.