Borrowing in Saint-Bruno-de-Montarville, Quebec

Saint-Bruno-de-Montarville, Quebec, recorded a population of 26,273 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

In the middle band, the community is grouped with comparable places here, and the rules stay provincial.

The census figures for Saint-Bruno-de-Montarville

26,273 people were counted in Saint-Bruno-de-Montarville in the 2021 Census. Statistics Canada lists 42.9 square kilometres of land for the community.

That gives a density of 613.1 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Saint-Bruno-de-Montarville sits at rank 44 by population.

Within Quebec, Saint-Bruno-de-Montarville is place number 44 by population in this census set, at 26,273 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

Joint applications combine two incomes and two sets of obligations in the same assessment.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

For Saint-Bruno-de-Montarville, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Bruno-de-Montarville is 42.9 square kilometres, and the population is 26,273 residents in the 2021 Census.

Where a figure for Saint-Bruno-de-Montarville could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Bruno-de-Montarville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Bruno-de-Montarville is one of 1150 covered Quebec places, counted at 26,273 residents with a land area of 42.9 square kilometres.

The density figure for Saint-Bruno-de-Montarville, 613.1 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Bruno-de-Montarville with another community can use the same four census fields.

Saint-Bruno-de-Montarville sits at rank 44 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Bruno-de-Montarville ranks 44 by 2021 Census population among the covered places in Quebec.

Saint-Bruno-de-Montarville appears in the census record with 26,273 residents, and the density of 613.1 people per square kilometre follows from it.

The Saint-Bruno-de-Montarville page follows the same structure as every other place page, with population, land area, density and rank.

At 26,273 residents in the 2021 Census, Saint-Bruno-de-Montarville is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.