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Borrowing in Saint-Charles-sur-Richelieu, Quebec

Saint-Charles-sur-Richelieu, Quebec: 1,735 residents in the 2021 Census, 64.9 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 1,735
Land area 64.9 km²
Provincial regulator See the FCAC list

With 1,735 residents counted in the 2021 Census, Saint-Charles-sur-Richelieu sits inside Quebec's provincial lending framework.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A credit file is compiled by private agencies from information lenders and other creditors report.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Charles-sur-Richelieu

The 2021 Census counted 1,735 residents in Saint-Charles-sur-Richelieu. 64.9 square kilometres of land are attributed to Saint-Charles-sur-Richelieu.

That gives a density of 26.7 people per square kilometre, rounded to one decimal place.

Saint-Charles-sur-Richelieu ranks 455 by population among the Quebec places on this site.

Saint-Charles-sur-Richelieu sits at rank 455 among the 1150 Quebec places here, with 1,735 residents in the 2021 Census.

The Saint-Charles-sur-Richelieu page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Charles-sur-Richelieu sits at rank 455 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 1,735 residents in the 2021 Census, Saint-Charles-sur-Richelieu is listed alongside the other covered places in Quebec.

Readers comparing Saint-Charles-sur-Richelieu with another community can use the same four census fields.

For Saint-Charles-sur-Richelieu, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Charles-sur-Richelieu is 64.9 square kilometres, and the population is 1,735 residents in the 2021 Census.

Nothing on the Saint-Charles-sur-Richelieu page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Charles-sur-Richelieu appears in the census record with 1,735 residents, and the density of 26.7 people per square kilometre follows from it.

Where a figure for Saint-Charles-sur-Richelieu could not be verified, the page names the publisher instead of printing a number.

Saint-Charles-sur-Richelieu ranks 455 by 2021 Census population among the covered places in Quebec.

Saint-Charles-sur-Richelieu is one of 1150 covered Quebec places, counted at 1,735 residents with a land area of 64.9 square kilometres.

The density figure for Saint-Charles-sur-Richelieu, 26.7 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Charles-sur-Richelieu

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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