Borrowing in Saint-Claude, Quebec

This page covers borrowing in Saint-Claude, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Saint-Claude

Statistics Canada's 2021 Census gives Saint-Claude a population of 1,141. 118.8 square kilometres of land are attributed to Saint-Claude.

Population divided by land area produces a density of 9.6 people per square kilometre.

The community is the 603rd largest place in the province within this census set.

Saint-Claude therefore appears at rank 603 of 1150 covered Quebec places, with a density of 9.6 people per square kilometre.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Where a figure for Saint-Claude could not be verified, the page names the publisher instead of printing a number.

Saint-Claude appears in the census record with 1,141 residents, and the density of 9.6 people per square kilometre follows from it.

The density figure for Saint-Claude, 9.6 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Claude is 118.8 square kilometres, and the population is 1,141 residents in the 2021 Census.

For Saint-Claude, the two census fields above are the only local statistics used anywhere on the page.

Saint-Claude is one of 1150 covered Quebec places, counted at 1,141 residents with a land area of 118.8 square kilometres.

At 1,141 residents in the 2021 Census, Saint-Claude is listed alongside the other covered places in Quebec.

The Saint-Claude page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Saint-Claude page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Claude with another community can use the same four census fields.

Saint-Claude ranks 603 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.