Borrowing in Saint-Cuthbert, Quebec

A loan taken out in Saint-Cuthbert is governed by Quebec's licensing rules, and the 2021 Census counted 1,821 people in the community.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The census figures for Saint-Cuthbert

Saint-Cuthbert recorded a population of 1,821 in Statistics Canada's 2021 Census of Population. The community covers 131.7 square kilometres of land.

Population divided by land area produces a density of 13.8 people per square kilometre.

Among covered Quebec places, Saint-Cuthbert sits at rank 427 by population.

Saint-Cuthbert therefore appears at rank 427 of 1150 covered Quebec places, with a density of 13.8 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

Saint-Cuthbert is one of 1150 covered Quebec places, counted at 1,821 residents with a land area of 131.7 square kilometres.

Readers comparing Saint-Cuthbert with another community can use the same four census fields.

The Saint-Cuthbert page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Cuthbert ranks 427 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-Cuthbert could not be verified, the page names the publisher instead of printing a number.

Saint-Cuthbert sits at rank 427 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Cuthbert page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,821 residents in the 2021 Census, Saint-Cuthbert is listed alongside the other covered places in Quebec.

For Saint-Cuthbert, the two census fields above are the only local statistics used anywhere on the page.

Saint-Cuthbert appears in the census record with 1,821 residents, and the density of 13.8 people per square kilometre follows from it.

The density figure for Saint-Cuthbert, 13.8 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.