Borrowing in Saint-Cyprien, Quebec

Saint-Cyprien, Quebec, recorded a population of 1,078 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Cyprien

Statistics Canada's 2021 Census gives Saint-Cyprien a population of 1,078. The community covers 138.4 square kilometres of land.

On those two figures, density is 7.8 residents per square kilometre when rounded to one decimal place.

The community is the 628th largest place in the province within this census set.

Saint-Cyprien sits at rank 628 among the 1150 Quebec places here, with 1,078 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The density figure for Saint-Cyprien, 7.8 people per square kilometre, is calculated from the population and land area above.

The Saint-Cyprien page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Saint-Cyprien could not be verified, the page names the publisher instead of printing a number.

For Saint-Cyprien, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Cyprien page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,078 residents in the 2021 Census, Saint-Cyprien is listed alongside the other covered places in Quebec.

Saint-Cyprien sits at rank 628 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Cyprien is one of 1150 covered Quebec places, counted at 1,078 residents with a land area of 138.4 square kilometres.

Saint-Cyprien appears in the census record with 1,078 residents, and the density of 7.8 people per square kilometre follows from it.

Saint-Cyprien ranks 628 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Cyprien is 138.4 square kilometres, and the population is 1,078 residents in the 2021 Census.

Readers comparing Saint-Cyprien with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.