Borrowing in Saint-Damase-de-L'Islet, Quebec

Saint-Damase-de-L'Islet is one of the Quebec communities covered here, with a 2021 Census population of 563, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Saint-Damase-de-L'Islet

Population for Saint-Damase-de-L'Islet stands at 563 in the 2021 Census. Statistics Canada lists 247.6 square kilometres of land for the community.

On those two figures, density is 2.3 residents per square kilometre when rounded to one decimal place.

By population it ranks 880 among the Quebec places covered here.

Within Quebec, Saint-Damase-de-L'Islet is place number 880 by population in this census set, at 563 residents.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Nothing on the Saint-Damase-de-L'Islet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Damase-de-L'Islet could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Damase-de-L'Islet is 247.6 square kilometres, and the population is 563 residents in the 2021 Census.

Saint-Damase-de-L'Islet ranks 880 by 2021 Census population among the covered places in Quebec.

Saint-Damase-de-L'Islet is one of 1150 covered Quebec places, counted at 563 residents with a land area of 247.6 square kilometres.

For Saint-Damase-de-L'Islet, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Damase-de-L'Islet with another community can use the same four census fields.

Saint-Damase-de-L'Islet appears in the census record with 563 residents, and the density of 2.3 people per square kilometre follows from it.

The density figure for Saint-Damase-de-L'Islet, 2.3 people per square kilometre, is calculated from the population and land area above.

The Saint-Damase-de-L'Islet page follows the same structure as every other place page, with population, land area, density and rank.

At 563 residents in the 2021 Census, Saint-Damase-de-L'Islet is listed alongside the other covered places in Quebec.

Saint-Damase-de-L'Islet sits at rank 880 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.