Borrowing in Saint-Edmond-de-Grantham, Quebec

Saint-Edmond-de-Grantham is one of the Quebec communities covered here, with a 2021 Census population of 804, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Saint-Edmond-de-Grantham

Saint-Edmond-de-Grantham recorded a population of 804 in Statistics Canada's 2021 Census of Population. 48.3 square kilometres of land are attributed to Saint-Edmond-de-Grantham.

The arithmetic gives 16.6 people per square kilometre.

Among covered Quebec places, Saint-Edmond-de-Grantham sits at rank 753 by population.

Compared with the other 1150 covered Quebec places, Saint-Edmond-de-Grantham ranks 753 by population.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Readers comparing Saint-Edmond-de-Grantham with another community can use the same four census fields.

Where a figure for Saint-Edmond-de-Grantham could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Edmond-de-Grantham is 48.3 square kilometres, and the population is 804 residents in the 2021 Census.

Saint-Edmond-de-Grantham is one of 1150 covered Quebec places, counted at 804 residents with a land area of 48.3 square kilometres.

The density figure for Saint-Edmond-de-Grantham, 16.6 people per square kilometre, is calculated from the population and land area above.

Saint-Edmond-de-Grantham appears in the census record with 804 residents, and the density of 16.6 people per square kilometre follows from it.

The Saint-Edmond-de-Grantham page follows the same structure as every other place page, with population, land area, density and rank.

At 804 residents in the 2021 Census, Saint-Edmond-de-Grantham is listed alongside the other covered places in Quebec.

Saint-Edmond-de-Grantham sits at rank 753 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-Edmond-de-Grantham, the two census fields above are the only local statistics used anywhere on the page.

Saint-Edmond-de-Grantham ranks 753 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Edmond-de-Grantham page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.