Borrowing in Saint-Edmond-les-Plaines, Quebec

Saint-Edmond-les-Plaines is one of the Quebec places covered here, with 355 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Edmond-les-Plaines

Saint-Edmond-les-Plaines recorded a population of 355 in Statistics Canada's 2021 Census of Population. The census records a land area of 84.4 square kilometres for Saint-Edmond-les-Plaines.

Population divided by land area produces a density of 4.2 people per square kilometre.

The 2021 Census population places it at rank 1023 in the province.

The place record for Saint-Edmond-les-Plaines covers 84.4 square kilometres and 355 residents, a density of 4.2 people per square kilometre.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

For Saint-Edmond-les-Plaines, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Edmond-les-Plaines with another community can use the same four census fields.

Nothing on the Saint-Edmond-les-Plaines page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Edmond-les-Plaines is one of 1150 covered Quebec places, counted at 355 residents with a land area of 84.4 square kilometres.

The density figure for Saint-Edmond-les-Plaines, 4.2 people per square kilometre, is calculated from the population and land area above.

Saint-Edmond-les-Plaines appears in the census record with 355 residents, and the density of 4.2 people per square kilometre follows from it.

The Saint-Edmond-les-Plaines page follows the same structure as every other place page, with population, land area, density and rank.

At 355 residents in the 2021 Census, Saint-Edmond-les-Plaines is listed alongside the other covered places in Quebec.

Saint-Edmond-les-Plaines ranks 1023 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Edmond-les-Plaines is 84.4 square kilometres, and the population is 355 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.