Borrowing in Saint-Éloi, Quebec

This page covers borrowing in Saint-Éloi, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Saint-Éloi

The 2021 Census counted 310 residents in Saint-Éloi. The census records a land area of 65.8 square kilometres for Saint-Éloi.

The calculated density is 4.7 people per square kilometre.

Saint-Éloi ranks 1053 by population among the Quebec places on this site.

The place record for Saint-Éloi covers 65.8 square kilometres and 310 residents, a density of 4.7 people per square kilometre.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

Nothing on the Saint-Éloi page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 310 residents in the 2021 Census, Saint-Éloi is listed alongside the other covered places in Quebec.

The density figure for Saint-Éloi, 4.7 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Éloi could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Éloi is 65.8 square kilometres, and the population is 310 residents in the 2021 Census.

Saint-Éloi is one of 1150 covered Quebec places, counted at 310 residents with a land area of 65.8 square kilometres.

Saint-Éloi ranks 1053 by 2021 Census population among the covered places in Quebec.

Saint-Éloi appears in the census record with 310 residents, and the density of 4.7 people per square kilometre follows from it.

Saint-Éloi sits at rank 1053 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-Éloi, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Éloi with another community can use the same four census fields.

The Saint-Éloi page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.