Borrowing in Saint-Elzéar, Quebec

Saint-Elzéar, Quebec, recorded a population of 2,623 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Saint-Elzéar

2,623 people were counted in Saint-Elzéar in the 2021 Census. Its land area is 87.1 square kilometres.

The arithmetic gives 30.1 people per square kilometre.

The community is the 319th largest place in the province within this census set.

The place record for Saint-Elzéar covers 87.1 square kilometres and 2,623 residents, a density of 30.1 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A credit file is compiled by private agencies from information lenders and other creditors report.

Readers comparing Saint-Elzéar with another community can use the same four census fields.

For Saint-Elzéar, the two census fields above are the only local statistics used anywhere on the page.

Saint-Elzéar ranks 319 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Elzéar is 87.1 square kilometres, and the population is 2,623 residents in the 2021 Census.

Nothing on the Saint-Elzéar page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 2,623 residents in the 2021 Census, Saint-Elzéar is listed alongside the other covered places in Quebec.

Saint-Elzéar appears in the census record with 2,623 residents, and the density of 30.1 people per square kilometre follows from it.

The Saint-Elzéar page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Saint-Elzéar could not be verified, the page names the publisher instead of printing a number.

Saint-Elzéar sits at rank 319 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Elzéar, 30.1 people per square kilometre, is calculated from the population and land area above.

Saint-Elzéar is one of 1150 covered Quebec places, counted at 2,623 residents with a land area of 87.1 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.