Borrowing in Saint-Elzéar-de-Témiscouata, Quebec

With 311 residents counted in the 2021 Census, Saint-Elzéar-de-Témiscouata sits inside Quebec's provincial lending framework.

The census figures for Saint-Elzéar-de-Témiscouata

The 2021 Census counted 311 residents in Saint-Elzéar-de-Témiscouata. Its land area is 151.1 square kilometres.

Dividing population by land area gives 2.1 residents per square kilometre, rounded to one decimal place.

The community is the 1051st largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Saint-Elzéar-de-Témiscouata ranks 1051 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A mortgage is registered against the property, which is what gives the lender its claim. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The land area recorded for Saint-Elzéar-de-Témiscouata is 151.1 square kilometres, and the population is 311 residents in the 2021 Census.

For Saint-Elzéar-de-Témiscouata, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Elzéar-de-Témiscouata, 2.1 people per square kilometre, is calculated from the population and land area above.

Readers comparing Saint-Elzéar-de-Témiscouata with another community can use the same four census fields.

Saint-Elzéar-de-Témiscouata ranks 1051 by 2021 Census population among the covered places in Quebec.

At 311 residents in the 2021 Census, Saint-Elzéar-de-Témiscouata is listed alongside the other covered places in Quebec.

Saint-Elzéar-de-Témiscouata appears in the census record with 311 residents, and the density of 2.1 people per square kilometre follows from it.

Saint-Elzéar-de-Témiscouata sits at rank 1051 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Elzéar-de-Témiscouata page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Elzéar-de-Témiscouata could not be verified, the page names the publisher instead of printing a number.

Saint-Elzéar-de-Témiscouata is one of 1150 covered Quebec places, counted at 311 residents with a land area of 151.1 square kilometres.

The Saint-Elzéar-de-Témiscouata page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.