Borrowing in Saint-Fabien-de-Panet, Quebec

Saint-Fabien-de-Panet is one of the Quebec communities covered here, with a 2021 Census population of 945, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

The census figures for Saint-Fabien-de-Panet

Statistics Canada's 2021 Census gives Saint-Fabien-de-Panet a population of 945. Statistics Canada lists 187.0 square kilometres of land for the community.

Population divided by land area produces a density of 5.1 people per square kilometre.

Among covered Quebec places, Saint-Fabien-de-Panet sits at rank 685 by population.

Compared with the other 1150 covered Quebec places, Saint-Fabien-de-Panet ranks 685 by population.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

For Saint-Fabien-de-Panet, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Fabien-de-Panet page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Fabien-de-Panet sits at rank 685 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Fabien-de-Panet could not be verified, the page names the publisher instead of printing a number.

Saint-Fabien-de-Panet is one of 1150 covered Quebec places, counted at 945 residents with a land area of 187.0 square kilometres.

Saint-Fabien-de-Panet appears in the census record with 945 residents, and the density of 5.1 people per square kilometre follows from it.

Saint-Fabien-de-Panet ranks 685 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Fabien-de-Panet is 187.0 square kilometres, and the population is 945 residents in the 2021 Census.

The density figure for Saint-Fabien-de-Panet, 5.1 people per square kilometre, is calculated from the population and land area above.

At 945 residents in the 2021 Census, Saint-Fabien-de-Panet is listed alongside the other covered places in Quebec.

The Saint-Fabien-de-Panet page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Fabien-de-Panet with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.