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Borrowing in Saint-Félix-de-Dalquier, Quebec

Population 1,026, land area 113.2 square kilometres: the census facts for Saint-Félix-de-Dalquier, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 1,026
Land area 113.2 km²
Provincial regulator See the FCAC list

This page covers borrowing in Saint-Félix-de-Dalquier, Quebec: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The census figures for Saint-Félix-de-Dalquier

Saint-Félix-de-Dalquier recorded a population of 1,026 in Statistics Canada's 2021 Census of Population. 113.2 square kilometres of land are attributed to Saint-Félix-de-Dalquier.

The arithmetic gives 9.1 people per square kilometre.

Among covered Quebec places, Saint-Félix-de-Dalquier sits at rank 653 by population.

The place record for Saint-Félix-de-Dalquier covers 113.2 square kilometres and 1,026 residents, a density of 9.1 people per square kilometre.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Saint-Félix-de-Dalquier ranks 653 by 2021 Census population among the covered places in Quebec.

The land area recorded for Saint-Félix-de-Dalquier is 113.2 square kilometres, and the population is 1,026 residents in the 2021 Census.

For Saint-Félix-de-Dalquier, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Félix-de-Dalquier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Félix-de-Dalquier appears in the census record with 1,026 residents, and the density of 9.1 people per square kilometre follows from it.

The density figure for Saint-Félix-de-Dalquier, 9.1 people per square kilometre, is calculated from the population and land area above.

Saint-Félix-de-Dalquier is one of 1150 covered Quebec places, counted at 1,026 residents with a land area of 113.2 square kilometres.

At 1,026 residents in the 2021 Census, Saint-Félix-de-Dalquier is listed alongside the other covered places in Quebec.

Saint-Félix-de-Dalquier sits at rank 653 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Félix-de-Dalquier with another community can use the same four census fields.

The Saint-Félix-de-Dalquier page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Félix-de-Dalquier

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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