Borrowing in Saint-François-d'Assise, Quebec

Saint-François-d'Assise, Quebec, recorded a population of 679 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A mortgage is registered against the property, which is what gives the lender its claim.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Saint-François-d'Assise

In the 2021 Census, Saint-François-d'Assise had 679 residents. Statistics Canada lists 179.3 square kilometres of land for the community.

That gives a density of 3.8 people per square kilometre, rounded to one decimal place.

The community is the 816th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Saint-François-d'Assise ranks 816 by population.

Readers comparing Saint-François-d'Assise with another community can use the same four census fields.

At 679 residents in the 2021 Census, Saint-François-d'Assise is listed alongside the other covered places in Quebec.

The density figure for Saint-François-d'Assise, 3.8 people per square kilometre, is calculated from the population and land area above.

Saint-François-d'Assise sits at rank 816 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-François-d'Assise, the two census fields above are the only local statistics used anywhere on the page.

The Saint-François-d'Assise page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-François-d'Assise is 179.3 square kilometres, and the population is 679 residents in the 2021 Census.

Where a figure for Saint-François-d'Assise could not be verified, the page names the publisher instead of printing a number.

Saint-François-d'Assise ranks 816 by 2021 Census population among the covered places in Quebec.

Saint-François-d'Assise appears in the census record with 679 residents, and the density of 3.8 people per square kilometre follows from it.

Nothing on the Saint-François-d'Assise page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.