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Borrowing in Saint-Gabriel-de-Rimouski, Quebec

Saint-Gabriel-de-Rimouski, Quebec: 1,177 residents in the 2021 Census, 127.0 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 1,177
Land area 127.0 km²
Provincial regulator See the FCAC list

This page covers borrowing in Saint-Gabriel-de-Rimouski, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A credit file is compiled by private agencies from information lenders and other creditors report.

The census figures for Saint-Gabriel-de-Rimouski

In the 2021 Census, Saint-Gabriel-de-Rimouski had 1,177 residents. The community covers 127.0 square kilometres of land.

Dividing population by land area gives 9.3 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 590 within this data set.

Saint-Gabriel-de-Rimouski therefore appears at rank 590 of 1150 covered Quebec places, with a density of 9.3 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The density figure for Saint-Gabriel-de-Rimouski, 9.3 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Gabriel-de-Rimouski is 127.0 square kilometres, and the population is 1,177 residents in the 2021 Census.

Saint-Gabriel-de-Rimouski is one of 1150 covered Quebec places, counted at 1,177 residents with a land area of 127.0 square kilometres.

At 1,177 residents in the 2021 Census, Saint-Gabriel-de-Rimouski is listed alongside the other covered places in Quebec.

Saint-Gabriel-de-Rimouski appears in the census record with 1,177 residents, and the density of 9.3 people per square kilometre follows from it.

Saint-Gabriel-de-Rimouski ranks 590 by 2021 Census population among the covered places in Quebec.

The Saint-Gabriel-de-Rimouski page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Saint-Gabriel-de-Rimouski page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Gabriel-de-Rimouski with another community can use the same four census fields.

Saint-Gabriel-de-Rimouski sits at rank 590 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Gabriel-de-Rimouski could not be verified, the page names the publisher instead of printing a number.

For Saint-Gabriel-de-Rimouski, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Gabriel-de-Rimouski

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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