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Borrowing in Saint-Gérard-Majella, Quebec

Saint-Gérard-Majella, Quebec: 240 residents in the 2021 Census, 38.3 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 240
Land area 38.3 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Gérard-Majella is governed by Quebec's licensing rules, and the 2021 Census counted 240 people in the community.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Gérard-Majella

240 people were counted in Saint-Gérard-Majella in the 2021 Census. The census records a land area of 38.3 square kilometres for Saint-Gérard-Majella.

On those two figures, density is 6.3 residents per square kilometre when rounded to one decimal place.

By population it ranks 1096 among the Quebec places covered here.

Within Quebec, Saint-Gérard-Majella is place number 1096 by population in this census set, at 240 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Saint-Gérard-Majella ranks 1096 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Gérard-Majella page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Gérard-Majella is one of 1150 covered Quebec places, counted at 240 residents with a land area of 38.3 square kilometres.

At 240 residents in the 2021 Census, Saint-Gérard-Majella is listed alongside the other covered places in Quebec.

Readers comparing Saint-Gérard-Majella with another community can use the same four census fields.

The density figure for Saint-Gérard-Majella, 6.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Gérard-Majella could not be verified, the page names the publisher instead of printing a number.

For Saint-Gérard-Majella, the two census fields above are the only local statistics used anywhere on the page.

The Saint-Gérard-Majella page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Gérard-Majella appears in the census record with 240 residents, and the density of 6.3 people per square kilometre follows from it.

Saint-Gérard-Majella sits at rank 1096 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Gérard-Majella

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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