Borrowing in Saint-Germain-de-Grantham, Quebec

Saint-Germain-de-Grantham is one of the Quebec places covered here, with 4,922 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Germain-de-Grantham

Saint-Germain-de-Grantham recorded a population of 4,922 in Statistics Canada's 2021 Census of Population. The community covers 87.5 square kilometres of land.

The arithmetic gives 56.3 people per square kilometre.

Its provincial population rank is 189 within this data set.

Saint-Germain-de-Grantham therefore appears at rank 189 of 1150 covered Quebec places, with a density of 56.3 people per square kilometre.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A mortgage is registered against the property, which is what gives the lender its claim. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

At 4,922 residents in the 2021 Census, Saint-Germain-de-Grantham is listed alongside the other covered places in Quebec.

Saint-Germain-de-Grantham sits at rank 189 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Germain-de-Grantham, 56.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Germain-de-Grantham page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Germain-de-Grantham is one of 1150 covered Quebec places, counted at 4,922 residents with a land area of 87.5 square kilometres.

Where a figure for Saint-Germain-de-Grantham could not be verified, the page names the publisher instead of printing a number.

Saint-Germain-de-Grantham appears in the census record with 4,922 residents, and the density of 56.3 people per square kilometre follows from it.

The Saint-Germain-de-Grantham page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-Germain-de-Grantham is 87.5 square kilometres, and the population is 4,922 residents in the 2021 Census.

For Saint-Germain-de-Grantham, the two census fields above are the only local statistics used anywhere on the page.

Saint-Germain-de-Grantham ranks 189 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Germain-de-Grantham with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.