Borrowing in Saint-Gilbert, Quebec

With 283 residents counted in the 2021 Census, Saint-Gilbert sits inside Quebec's provincial lending framework.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Saint-Gilbert

Saint-Gilbert recorded a population of 283 in Statistics Canada's 2021 Census of Population. 37.4 square kilometres of land are attributed to Saint-Gilbert.

The arithmetic gives 7.6 people per square kilometre.

Saint-Gilbert ranks 1076 by population among the Quebec places on this site.

Compared with the other 1150 covered Quebec places, Saint-Gilbert ranks 1076 by population.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

Where a figure for Saint-Gilbert could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Gilbert is 37.4 square kilometres, and the population is 283 residents in the 2021 Census.

For Saint-Gilbert, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Gilbert page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Gilbert ranks 1076 by 2021 Census population among the covered places in Quebec.

Saint-Gilbert sits at rank 1076 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Gilbert page follows the same structure as every other place page, with population, land area, density and rank.

At 283 residents in the 2021 Census, Saint-Gilbert is listed alongside the other covered places in Quebec.

The density figure for Saint-Gilbert, 7.6 people per square kilometre, is calculated from the population and land area above.

Saint-Gilbert appears in the census record with 283 residents, and the density of 7.6 people per square kilometre follows from it.

Readers comparing Saint-Gilbert with another community can use the same four census fields.

Saint-Gilbert is one of 1150 covered Quebec places, counted at 283 residents with a land area of 37.4 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.