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Borrowing in Saint-Henri-de-Taillon, Quebec

Population 803, land area 61.7 square kilometres: the census facts for Saint-Henri-de-Taillon, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 803
Land area 61.7 km²
Provincial regulator See the FCAC list

This page covers borrowing in Saint-Henri-de-Taillon, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Henri-de-Taillon

Statistics Canada's 2021 Census gives Saint-Henri-de-Taillon a population of 803. Land area for Saint-Henri-de-Taillon is 61.7 square kilometres in the same census.

Population divided by land area produces a density of 13.0 people per square kilometre.

Among covered Quebec places, Saint-Henri-de-Taillon sits at rank 754 by population.

Within Quebec, Saint-Henri-de-Taillon is place number 754 by population in this census set, at 803 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

For Saint-Henri-de-Taillon, the two census fields above are the only local statistics used anywhere on the page.

Saint-Henri-de-Taillon is one of 1150 covered Quebec places, counted at 803 residents with a land area of 61.7 square kilometres.

The land area recorded for Saint-Henri-de-Taillon is 61.7 square kilometres, and the population is 803 residents in the 2021 Census.

Where a figure for Saint-Henri-de-Taillon could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Henri-de-Taillon page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Henri-de-Taillon with another community can use the same four census fields.

Saint-Henri-de-Taillon ranks 754 by 2021 Census population among the covered places in Quebec.

Saint-Henri-de-Taillon appears in the census record with 803 residents, and the density of 13.0 people per square kilometre follows from it.

Saint-Henri-de-Taillon sits at rank 754 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Henri-de-Taillon, 13.0 people per square kilometre, is calculated from the population and land area above.

At 803 residents in the 2021 Census, Saint-Henri-de-Taillon is listed alongside the other covered places in Quebec.

The Saint-Henri-de-Taillon page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Henri-de-Taillon

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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