Borrowing in Saint-Herménégilde, Quebec

A loan taken out in Saint-Herménégilde is governed by Quebec's licensing rules, and the 2021 Census counted 690 people in the community.

The census figures for Saint-Herménégilde

In the 2021 Census, Saint-Herménégilde had 690 residents. The community covers 166.2 square kilometres of land.

The arithmetic gives 4.2 people per square kilometre.

Its provincial population rank is 811 within this data set.

Saint-Herménégilde therefore appears at rank 811 of 1150 covered Quebec places, with a density of 4.2 people per square kilometre.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Debt management plans are administered by accredited credit counsellors, and they are not loans.

For Saint-Herménégilde, the two census fields above are the only local statistics used anywhere on the page.

At 690 residents in the 2021 Census, Saint-Herménégilde is listed alongside the other covered places in Quebec.

Where a figure for Saint-Herménégilde could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Saint-Herménégilde is 166.2 square kilometres, and the population is 690 residents in the 2021 Census.

The Saint-Herménégilde page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Herménégilde sits at rank 811 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Herménégilde, 4.2 people per square kilometre, is calculated from the population and land area above.

Saint-Herménégilde ranks 811 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Herménégilde with another community can use the same four census fields.

Saint-Herménégilde is one of 1150 covered Quebec places, counted at 690 residents with a land area of 166.2 square kilometres.

Nothing on the Saint-Herménégilde page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Herménégilde appears in the census record with 690 residents, and the density of 4.2 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.