Borrowing in Saint-Hilarion, Quebec

A loan taken out in Saint-Hilarion is governed by Quebec's licensing rules, and the 2021 Census counted 1,146 people in the community.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. A credit file is compiled by private agencies from information lenders and other creditors report.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Hilarion

1,146 people were counted in Saint-Hilarion in the 2021 Census. 100.3 square kilometres of land are attributed to Saint-Hilarion.

On those two figures, density is 11.4 residents per square kilometre when rounded to one decimal place.

The community is the 600th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Saint-Hilarion ranks 600 by population.

Saint-Hilarion appears in the census record with 1,146 residents, and the density of 11.4 people per square kilometre follows from it.

The Saint-Hilarion page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-Hilarion is 100.3 square kilometres, and the population is 1,146 residents in the 2021 Census.

At 1,146 residents in the 2021 Census, Saint-Hilarion is listed alongside the other covered places in Quebec.

For Saint-Hilarion, the two census fields above are the only local statistics used anywhere on the page.

Saint-Hilarion sits at rank 600 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Hilarion with another community can use the same four census fields.

Saint-Hilarion ranks 600 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Hilarion, 11.4 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Hilarion page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Hilarion could not be verified, the page names the publisher instead of printing a number.

Saint-Hilarion is one of 1150 covered Quebec places, counted at 1,146 residents with a land area of 100.3 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.