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Borrowing in Saint-Irénée, Quebec

Saint-Irénée, Quebec: 678 residents in the 2021 Census, 59.9 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 678
Land area 59.9 km²
Provincial regulator See the FCAC list

With 678 residents counted in the 2021 Census, Saint-Irénée sits inside Quebec's provincial lending framework.

The census figures for Saint-Irénée

The 2021 Census counted 678 residents in Saint-Irénée. Its land area is 59.9 square kilometres.

The calculated density is 11.3 people per square kilometre.

Among covered Quebec places, Saint-Irénée sits at rank 817 by population.

Saint-Irénée is one of 1150 places listed for Quebec, ranked 817 by population and measured at 59.9 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Nothing on the Saint-Irénée page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-Irénée page follows the same structure as every other place page, with population, land area, density and rank.

At 678 residents in the 2021 Census, Saint-Irénée is listed alongside the other covered places in Quebec.

Saint-Irénée sits at rank 817 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Irénée, 11.3 people per square kilometre, is calculated from the population and land area above.

Saint-Irénée ranks 817 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Irénée with another community can use the same four census fields.

The land area recorded for Saint-Irénée is 59.9 square kilometres, and the population is 678 residents in the 2021 Census.

Saint-Irénée is one of 1150 covered Quebec places, counted at 678 residents with a land area of 59.9 square kilometres.

For Saint-Irénée, the two census fields above are the only local statistics used anywhere on the page.

Saint-Irénée appears in the census record with 678 residents, and the density of 11.3 people per square kilometre follows from it.

Where a figure for Saint-Irénée could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Irénée

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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