Borrowing in Saint-Jacques-le-Majeur-de-Wolfestown, Quebec

Saint-Jacques-le-Majeur-de-Wolfestown, Quebec, recorded a population of 186 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A credit file is compiled by private agencies from information lenders and other creditors report. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Saint-Jacques-le-Majeur-de-Wolfestown

In the 2021 Census, Saint-Jacques-le-Majeur-de-Wolfestown had 186 residents. Land area for Saint-Jacques-le-Majeur-de-Wolfestown is 58.7 square kilometres in the same census.

The arithmetic gives 3.2 people per square kilometre.

The community is the 1121st largest place in the province within this census set.

Within Quebec, Saint-Jacques-le-Majeur-de-Wolfestown is place number 1121 by population in this census set, at 186 residents.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The density figure for Saint-Jacques-le-Majeur-de-Wolfestown, 3.2 people per square kilometre, is calculated from the population and land area above.

The Saint-Jacques-le-Majeur-de-Wolfestown page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Jacques-le-Majeur-de-Wolfestown appears in the census record with 186 residents, and the density of 3.2 people per square kilometre follows from it.

At 186 residents in the 2021 Census, Saint-Jacques-le-Majeur-de-Wolfestown is listed alongside the other covered places in Quebec.

Saint-Jacques-le-Majeur-de-Wolfestown is one of 1150 covered Quebec places, counted at 186 residents with a land area of 58.7 square kilometres.

Nothing on the Saint-Jacques-le-Majeur-de-Wolfestown page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Jacques-le-Majeur-de-Wolfestown sits at rank 1121 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Jacques-le-Majeur-de-Wolfestown could not be verified, the page names the publisher instead of printing a number.

Saint-Jacques-le-Majeur-de-Wolfestown ranks 1121 by 2021 Census population among the covered places in Quebec.

For Saint-Jacques-le-Majeur-de-Wolfestown, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Saint-Jacques-le-Majeur-de-Wolfestown is 58.7 square kilometres, and the population is 186 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.