Borrowing in Saint-Jacques, Quebec

A loan taken out in Saint-Jacques is governed by Quebec's licensing rules, and the 2021 Census counted 4,302 people in the community.

The census figures for Saint-Jacques

The 2021 Census counted 4,302 residents in Saint-Jacques. Land area for Saint-Jacques is 67.2 square kilometres in the same census.

That gives a density of 64.0 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 207 within this data set.

Saint-Jacques sits at rank 207 among the 1150 Quebec places here, with 4,302 residents in the 2021 Census.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

For Saint-Jacques, the two census fields above are the only local statistics used anywhere on the page.

Saint-Jacques appears in the census record with 4,302 residents, and the density of 64.0 people per square kilometre follows from it.

Saint-Jacques ranks 207 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Jacques page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Jacques is one of 1150 covered Quebec places, counted at 4,302 residents with a land area of 67.2 square kilometres.

Saint-Jacques sits at rank 207 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Jacques with another community can use the same four census fields.

The density figure for Saint-Jacques, 64.0 people per square kilometre, is calculated from the population and land area above.

At 4,302 residents in the 2021 Census, Saint-Jacques is listed alongside the other covered places in Quebec.

Where a figure for Saint-Jacques could not be verified, the page names the publisher instead of printing a number.

The Saint-Jacques page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-Jacques is 67.2 square kilometres, and the population is 4,302 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.