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Borrowing in Saint-Jean-de-la-Lande, Quebec

Saint-Jean-de-la-Lande is one of the Quebec communities covered here, with 232 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 232
Land area 107.0 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Jean-de-la-Lande is governed by Quebec's licensing rules, and the 2021 Census counted 232 people in the community.

The census figures for Saint-Jean-de-la-Lande

Statistics Canada's 2021 Census gives Saint-Jean-de-la-Lande a population of 232. Statistics Canada lists 107.0 square kilometres of land for the community.

Population divided by land area produces a density of 2.2 people per square kilometre.

Saint-Jean-de-la-Lande ranks 1101 by population among the Quebec places on this site.

Within Quebec, Saint-Jean-de-la-Lande is place number 1101 by population in this census set, at 232 residents.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The density figure for Saint-Jean-de-la-Lande, 2.2 people per square kilometre, is calculated from the population and land area above.

Nothing on the Saint-Jean-de-la-Lande page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Saint-Jean-de-la-Lande, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Saint-Jean-de-la-Lande could not be verified, the page names the publisher instead of printing a number.

Saint-Jean-de-la-Lande ranks 1101 by 2021 Census population among the covered places in Quebec.

Saint-Jean-de-la-Lande is one of 1150 covered Quebec places, counted at 232 residents with a land area of 107.0 square kilometres.

The Saint-Jean-de-la-Lande page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Jean-de-la-Lande appears in the census record with 232 residents, and the density of 2.2 people per square kilometre follows from it.

Saint-Jean-de-la-Lande sits at rank 1101 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Saint-Jean-de-la-Lande is 107.0 square kilometres, and the population is 232 residents in the 2021 Census.

At 232 residents in the 2021 Census, Saint-Jean-de-la-Lande is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Jean-de-la-Lande

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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