Borrowing in Saint-Joseph-de-Sorel, Quebec

This page covers borrowing in Saint-Joseph-de-Sorel, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Saint-Joseph-de-Sorel

Population for Saint-Joseph-de-Sorel stands at 1,581 in the 2021 Census. The census records a land area of 1.4 square kilometres for Saint-Joseph-de-Sorel.

That gives a density of 1162.5 people per square kilometre, rounded to one decimal place.

The community is the 489th largest place in the province within this census set.

Saint-Joseph-de-Sorel is one of 1150 places listed for Quebec, ranked 489 by population and measured at 1.4 square kilometres.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Saint-Joseph-de-Sorel is one of 1150 covered Quebec places, counted at 1,581 residents with a land area of 1.4 square kilometres.

For Saint-Joseph-de-Sorel, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Saint-Joseph-de-Sorel with another community can use the same four census fields.

The Saint-Joseph-de-Sorel page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Joseph-de-Sorel sits at rank 489 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Joseph-de-Sorel, 1162.5 people per square kilometre, is calculated from the population and land area above.

Where a figure for Saint-Joseph-de-Sorel could not be verified, the page names the publisher instead of printing a number.

Saint-Joseph-de-Sorel appears in the census record with 1,581 residents, and the density of 1162.5 people per square kilometre follows from it.

The land area recorded for Saint-Joseph-de-Sorel is 1.4 square kilometres, and the population is 1,581 residents in the 2021 Census.

At 1,581 residents in the 2021 Census, Saint-Joseph-de-Sorel is listed alongside the other covered places in Quebec.

Saint-Joseph-de-Sorel ranks 489 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Joseph-de-Sorel page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.