Borrowing in Saint-Laurent-de-l'Île-d'Orléans, Quebec

A loan taken out in Saint-Laurent-de-l'Île-d'Orléans is governed by Quebec's licensing rules, and the 2021 Census counted 1,607 people in the community.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Saint-Laurent-de-l'Île-d'Orléans

Saint-Laurent-de-l'Île-d'Orléans recorded a population of 1,607 in Statistics Canada's 2021 Census of Population. The census records a land area of 35.6 square kilometres for Saint-Laurent-de-l'Île-d'Orléans.

Dividing population by land area gives 45.1 residents per square kilometre, rounded to one decimal place.

The community is the 484th largest place in the province within this census set.

Saint-Laurent-de-l'Île-d'Orléans sits at rank 484 among the 1150 Quebec places here, with 1,607 residents in the 2021 Census.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The land area recorded for Saint-Laurent-de-l'Île-d'Orléans is 35.6 square kilometres, and the population is 1,607 residents in the 2021 Census.

The density figure for Saint-Laurent-de-l'Île-d'Orléans, 45.1 people per square kilometre, is calculated from the population and land area above.

For Saint-Laurent-de-l'Île-d'Orléans, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Saint-Laurent-de-l'Île-d'Orléans could not be verified, the page names the publisher instead of printing a number.

Saint-Laurent-de-l'Île-d'Orléans ranks 484 by 2021 Census population among the covered places in Quebec.

Saint-Laurent-de-l'Île-d'Orléans is one of 1150 covered Quebec places, counted at 1,607 residents with a land area of 35.6 square kilometres.

Saint-Laurent-de-l'Île-d'Orléans appears in the census record with 1,607 residents, and the density of 45.1 people per square kilometre follows from it.

Nothing on the Saint-Laurent-de-l'Île-d'Orléans page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,607 residents in the 2021 Census, Saint-Laurent-de-l'Île-d'Orléans is listed alongside the other covered places in Quebec.

The Saint-Laurent-de-l'Île-d'Orléans page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Saint-Laurent-de-l'Île-d'Orléans with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.