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Borrowing in Saint-Louis-de-Gonzague, Quebec

Saint-Louis-de-Gonzague, Quebec: 390 residents in the 2021 Census, 118.0 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 390
Land area 118.0 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Louis-de-Gonzague is governed by Quebec's licensing rules, and the 2021 Census counted 390 people in the community.

The census figures for Saint-Louis-de-Gonzague

390 people were counted in Saint-Louis-de-Gonzague in the 2021 Census. The community covers 118.0 square kilometres of land.

The arithmetic gives 3.3 people per square kilometre.

Among covered Quebec places, Saint-Louis-de-Gonzague sits at rank 999 by population.

Saint-Louis-de-Gonzague is one of 1150 places listed for Quebec, ranked 999 by population and measured at 118.0 square kilometres.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

At 390 residents in the 2021 Census, Saint-Louis-de-Gonzague is listed alongside the other covered places in Quebec.

The density figure for Saint-Louis-de-Gonzague, 3.3 people per square kilometre, is calculated from the population and land area above.

Saint-Louis-de-Gonzague is one of 1150 covered Quebec places, counted at 390 residents with a land area of 118.0 square kilometres.

For Saint-Louis-de-Gonzague, the two census fields above are the only local statistics used anywhere on the page.

Saint-Louis-de-Gonzague ranks 999 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Louis-de-Gonzague page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Louis-de-Gonzague could not be verified, the page names the publisher instead of printing a number.

Saint-Louis-de-Gonzague appears in the census record with 390 residents, and the density of 3.3 people per square kilometre follows from it.

Saint-Louis-de-Gonzague sits at rank 999 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Louis-de-Gonzague page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-Louis-de-Gonzague is 118.0 square kilometres, and the population is 390 residents in the 2021 Census.

Readers comparing Saint-Louis-de-Gonzague with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Louis-de-Gonzague

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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