Borrowing in Saint-Martin, Quebec

This page covers borrowing in Saint-Martin, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

The census figures for Saint-Martin

Population for Saint-Martin stands at 2,588 in the 2021 Census. Statistics Canada lists 118.0 square kilometres of land for the community.

The calculated density is 21.9 people per square kilometre.

The community is the 320th largest place in the province within this census set.

Saint-Martin sits at rank 320 among the 1150 Quebec places here, with 2,588 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

Nothing on the Saint-Martin page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Martin appears in the census record with 2,588 residents, and the density of 21.9 people per square kilometre follows from it.

Readers comparing Saint-Martin with another community can use the same four census fields.

The land area recorded for Saint-Martin is 118.0 square kilometres, and the population is 2,588 residents in the 2021 Census.

Saint-Martin ranks 320 by 2021 Census population among the covered places in Quebec.

The Saint-Martin page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Saint-Martin, 21.9 people per square kilometre, is calculated from the population and land area above.

For Saint-Martin, the two census fields above are the only local statistics used anywhere on the page.

At 2,588 residents in the 2021 Census, Saint-Martin is listed alongside the other covered places in Quebec.

Where a figure for Saint-Martin could not be verified, the page names the publisher instead of printing a number.

Saint-Martin is one of 1150 covered Quebec places, counted at 2,588 residents with a land area of 118.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.