Borrowing in Saint-Mathieu-d'Harricana, Quebec

Saint-Mathieu-d'Harricana, Quebec, recorded a population of 770 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Saint-Mathieu-d'Harricana

Statistics Canada's 2021 Census gives Saint-Mathieu-d'Harricana a population of 770. 105.9 square kilometres of land are attributed to Saint-Mathieu-d'Harricana.

The arithmetic gives 7.3 people per square kilometre.

The community is the 773rd largest place in the province within this census set.

Saint-Mathieu-d'Harricana sits at rank 773 among the 1150 Quebec places here, with 770 residents in the 2021 Census.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

At 770 residents in the 2021 Census, Saint-Mathieu-d'Harricana is listed alongside the other covered places in Quebec.

The Saint-Mathieu-d'Harricana page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Mathieu-d'Harricana is one of 1150 covered Quebec places, counted at 770 residents with a land area of 105.9 square kilometres.

Saint-Mathieu-d'Harricana appears in the census record with 770 residents, and the density of 7.3 people per square kilometre follows from it.

The land area recorded for Saint-Mathieu-d'Harricana is 105.9 square kilometres, and the population is 770 residents in the 2021 Census.

Nothing on the Saint-Mathieu-d'Harricana page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Mathieu-d'Harricana could not be verified, the page names the publisher instead of printing a number.

Saint-Mathieu-d'Harricana sits at rank 773 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Mathieu-d'Harricana, 7.3 people per square kilometre, is calculated from the population and land area above.

Saint-Mathieu-d'Harricana ranks 773 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Mathieu-d'Harricana with another community can use the same four census fields.

For Saint-Mathieu-d'Harricana, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.