Borrowing in Saint-Modeste, Quebec

Saint-Modeste is one of the Quebec places covered here, with 1,180 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Saint-Modeste

Saint-Modeste recorded a population of 1,180 in Statistics Canada's 2021 Census of Population. Its land area is 109.7 square kilometres.

Population divided by land area produces a density of 10.8 people per square kilometre.

The 2021 Census population places it at rank 589 in the province.

Saint-Modeste sits at rank 589 among the 1150 Quebec places here, with 1,180 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Readers comparing Saint-Modeste with another community can use the same four census fields.

Saint-Modeste appears in the census record with 1,180 residents, and the density of 10.8 people per square kilometre follows from it.

Saint-Modeste ranks 589 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Modeste, 10.8 people per square kilometre, is calculated from the population and land area above.

At 1,180 residents in the 2021 Census, Saint-Modeste is listed alongside the other covered places in Quebec.

Saint-Modeste sits at rank 589 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-Modeste, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Saint-Modeste could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Modeste page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Modeste is one of 1150 covered Quebec places, counted at 1,180 residents with a land area of 109.7 square kilometres.

The Saint-Modeste page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Saint-Modeste is 109.7 square kilometres, and the population is 1,180 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.