Borrowing in Saint-Nazaire, Quebec

A loan taken out in Saint-Nazaire is governed by Quebec's licensing rules, and the 2021 Census counted 2,029 people in the community.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Saint-Nazaire

2,029 people were counted in Saint-Nazaire in the 2021 Census. The census records a land area of 144.8 square kilometres for Saint-Nazaire.

The arithmetic gives 14.0 people per square kilometre.

Among covered Quebec places, Saint-Nazaire sits at rank 400 by population.

Within Quebec, Saint-Nazaire is place number 400 by population in this census set, at 2,029 residents.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The density figure for Saint-Nazaire, 14.0 people per square kilometre, is calculated from the population and land area above.

The Saint-Nazaire page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Nazaire, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Saint-Nazaire page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Nazaire is 144.8 square kilometres, and the population is 2,029 residents in the 2021 Census.

Saint-Nazaire appears in the census record with 2,029 residents, and the density of 14.0 people per square kilometre follows from it.

At 2,029 residents in the 2021 Census, Saint-Nazaire is listed alongside the other covered places in Quebec.

Saint-Nazaire is one of 1150 covered Quebec places, counted at 2,029 residents with a land area of 144.8 square kilometres.

Saint-Nazaire sits at rank 400 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Saint-Nazaire could not be verified, the page names the publisher instead of printing a number.

Readers comparing Saint-Nazaire with another community can use the same four census fields.

Saint-Nazaire ranks 400 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.