Borrowing in Saint-Ours, Quebec

Saint-Ours is one of the Quebec places covered here, with 1,723 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for Saint-Ours

Saint-Ours recorded a population of 1,723 in Statistics Canada's 2021 Census of Population. Its land area is 59.2 square kilometres.

Population divided by land area produces a density of 29.1 people per square kilometre.

The 2021 Census population places it at rank 461 in the province.

Within Quebec, Saint-Ours is place number 461 by population in this census set, at 1,723 residents.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

Saint-Ours ranks 461 by 2021 Census population among the covered places in Quebec.

Nothing on the Saint-Ours page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Saint-Ours appears in the census record with 1,723 residents, and the density of 29.1 people per square kilometre follows from it.

Saint-Ours sits at rank 461 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Saint-Ours with another community can use the same four census fields.

The density figure for Saint-Ours, 29.1 people per square kilometre, is calculated from the population and land area above.

The Saint-Ours page follows the same structure as every other place page, with population, land area, density and rank.

At 1,723 residents in the 2021 Census, Saint-Ours is listed alongside the other covered places in Quebec.

For Saint-Ours, the two census fields above are the only local statistics used anywhere on the page.

Saint-Ours is one of 1150 covered Quebec places, counted at 1,723 residents with a land area of 59.2 square kilometres.

Where a figure for Saint-Ours could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.