Borrowing in Saint-Pascal, Quebec

This page covers borrowing in Saint-Pascal, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Saint-Pascal

3,530 people were counted in Saint-Pascal in the 2021 Census. Statistics Canada lists 59.7 square kilometres of land for the community.

That gives a density of 59.1 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 238 in the province.

Within Quebec, Saint-Pascal is place number 238 by population in this census set, at 3,530 residents.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A mortgage is registered against the property, which is what gives the lender its claim. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Nothing on the Saint-Pascal page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Saint-Pascal is 59.7 square kilometres, and the population is 3,530 residents in the 2021 Census.

Saint-Pascal appears in the census record with 3,530 residents, and the density of 59.1 people per square kilometre follows from it.

Saint-Pascal ranks 238 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Pascal with another community can use the same four census fields.

Where a figure for Saint-Pascal could not be verified, the page names the publisher instead of printing a number.

At 3,530 residents in the 2021 Census, Saint-Pascal is listed alongside the other covered places in Quebec.

The density figure for Saint-Pascal, 59.1 people per square kilometre, is calculated from the population and land area above.

Saint-Pascal is one of 1150 covered Quebec places, counted at 3,530 residents with a land area of 59.7 square kilometres.

Saint-Pascal sits at rank 238 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Saint-Pascal page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Pascal, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.