Borrowing in Saint-Patrice-de-Beaurivage, Quebec

Saint-Patrice-de-Beaurivage, Quebec, recorded a population of 1,109 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The census figures for Saint-Patrice-de-Beaurivage

1,109 people were counted in Saint-Patrice-de-Beaurivage in the 2021 Census. The census records a land area of 85.7 square kilometres for Saint-Patrice-de-Beaurivage.

That gives a density of 12.9 people per square kilometre, rounded to one decimal place.

The community is the 614th largest place in the province within this census set.

Saint-Patrice-de-Beaurivage therefore appears at rank 614 of 1150 covered Quebec places, with a density of 12.9 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The land area recorded for Saint-Patrice-de-Beaurivage is 85.7 square kilometres, and the population is 1,109 residents in the 2021 Census.

Saint-Patrice-de-Beaurivage ranks 614 by 2021 Census population among the covered places in Quebec.

Where a figure for Saint-Patrice-de-Beaurivage could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Patrice-de-Beaurivage page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Patrice-de-Beaurivage with another community can use the same four census fields.

Saint-Patrice-de-Beaurivage appears in the census record with 1,109 residents, and the density of 12.9 people per square kilometre follows from it.

Saint-Patrice-de-Beaurivage is one of 1150 covered Quebec places, counted at 1,109 residents with a land area of 85.7 square kilometres.

At 1,109 residents in the 2021 Census, Saint-Patrice-de-Beaurivage is listed alongside the other covered places in Quebec.

Saint-Patrice-de-Beaurivage sits at rank 614 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Saint-Patrice-de-Beaurivage, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Patrice-de-Beaurivage, 12.9 people per square kilometre, is calculated from the population and land area above.

The Saint-Patrice-de-Beaurivage page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.