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Borrowing in Saint-Paul-de-Montminy, Quebec

Saint-Paul-de-Montminy, Quebec: 849 residents in the 2021 Census, 162.8 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 849
Land area 162.8 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Paul-de-Montminy is governed by Quebec's licensing rules, and the 2021 Census counted 849 people in the community.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Saint-Paul-de-Montminy

In the 2021 Census, Saint-Paul-de-Montminy had 849 residents. Its land area is 162.8 square kilometres.

Dividing population by land area gives 5.2 residents per square kilometre, rounded to one decimal place.

Saint-Paul-de-Montminy ranks 734 by population among the Quebec places on this site.

Saint-Paul-de-Montminy is one of 1150 places listed for Quebec, ranked 734 by population and measured at 162.8 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

Saint-Paul-de-Montminy appears in the census record with 849 residents, and the density of 5.2 people per square kilometre follows from it.

For Saint-Paul-de-Montminy, the two census fields above are the only local statistics used anywhere on the page.

Saint-Paul-de-Montminy is one of 1150 covered Quebec places, counted at 849 residents with a land area of 162.8 square kilometres.

Nothing on the Saint-Paul-de-Montminy page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Saint-Paul-de-Montminy could not be verified, the page names the publisher instead of printing a number.

Saint-Paul-de-Montminy ranks 734 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Paul-de-Montminy with another community can use the same four census fields.

At 849 residents in the 2021 Census, Saint-Paul-de-Montminy is listed alongside the other covered places in Quebec.

The Saint-Paul-de-Montminy page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Paul-de-Montminy sits at rank 734 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Saint-Paul-de-Montminy, 5.2 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Paul-de-Montminy is 162.8 square kilometres, and the population is 849 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Paul-de-Montminy

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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