Borrowing in Saint-Pierre-Baptiste, Quebec

Saint-Pierre-Baptiste is one of the Quebec communities covered here, with a 2021 Census population of 560, and borrowing there is licensed under Quebec's consumer credit rules.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A credit file is compiled by private agencies from information lenders and other creditors report.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Saint-Pierre-Baptiste

The 2021 Census counted 560 residents in Saint-Pierre-Baptiste. The community covers 81.8 square kilometres of land.

That gives a density of 6.8 people per square kilometre, rounded to one decimal place.

Among covered Quebec places, Saint-Pierre-Baptiste sits at rank 882 by population.

Saint-Pierre-Baptiste is one of 1150 places listed for Quebec, ranked 882 by population and measured at 81.8 square kilometres.

Saint-Pierre-Baptiste ranks 882 by 2021 Census population among the covered places in Quebec.

Saint-Pierre-Baptiste sits at rank 882 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Pierre-Baptiste is one of 1150 covered Quebec places, counted at 560 residents with a land area of 81.8 square kilometres.

Readers comparing Saint-Pierre-Baptiste with another community can use the same four census fields.

Where a figure for Saint-Pierre-Baptiste could not be verified, the page names the publisher instead of printing a number.

For Saint-Pierre-Baptiste, the two census fields above are the only local statistics used anywhere on the page.

At 560 residents in the 2021 Census, Saint-Pierre-Baptiste is listed alongside the other covered places in Quebec.

The density figure for Saint-Pierre-Baptiste, 6.8 people per square kilometre, is calculated from the population and land area above.

Saint-Pierre-Baptiste appears in the census record with 560 residents, and the density of 6.8 people per square kilometre follows from it.

The Saint-Pierre-Baptiste page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.