Borrowing in Saint-Placide, Quebec

Saint-Placide is one of the Quebec communities covered here, with a 2021 Census population of 1,784, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Saint-Placide

Saint-Placide recorded a population of 1,784 in Statistics Canada's 2021 Census of Population. 42.9 square kilometres of land are attributed to Saint-Placide.

The calculated density is 41.6 people per square kilometre.

Saint-Placide ranks 442 by population among the Quebec places on this site.

Compared with the other 1150 covered Quebec places, Saint-Placide ranks 442 by population.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Saint-Placide ranks 442 by 2021 Census population among the covered places in Quebec.

Saint-Placide sits at rank 442 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Placide page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Saint-Placide page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Placide, the two census fields above are the only local statistics used anywhere on the page.

At 1,784 residents in the 2021 Census, Saint-Placide is listed alongside the other covered places in Quebec.

Saint-Placide appears in the census record with 1,784 residents, and the density of 41.6 people per square kilometre follows from it.

Where a figure for Saint-Placide could not be verified, the page names the publisher instead of printing a number.

Saint-Placide is one of 1150 covered Quebec places, counted at 1,784 residents with a land area of 42.9 square kilometres.

Readers comparing Saint-Placide with another community can use the same four census fields.

The density figure for Saint-Placide, 41.6 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.