Borrowing in Saint-Rémi, Quebec

Saint-Rémi is one of the Quebec places covered here, with 8,957 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Saint-Rémi

Saint-Rémi recorded a population of 8,957 in Statistics Canada's 2021 Census of Population. Land area for Saint-Rémi is 78.2 square kilometres in the same census.

That gives a density of 114.6 people per square kilometre, rounded to one decimal place.

By population it ranks 117 among the Quebec places covered here.

Saint-Rémi therefore appears at rank 117 of 1150 covered Quebec places, with a density of 114.6 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Nothing on the Saint-Rémi page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Rémi with another community can use the same four census fields.

Saint-Rémi appears in the census record with 8,957 residents, and the density of 114.6 people per square kilometre follows from it.

The land area recorded for Saint-Rémi is 78.2 square kilometres, and the population is 8,957 residents in the 2021 Census.

At 8,957 residents in the 2021 Census, Saint-Rémi is listed alongside the other covered places in Quebec.

The Saint-Rémi page follows the same structure as every other place page, with population, land area, density and rank.

Saint-Rémi sits at rank 117 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Saint-Rémi is one of 1150 covered Quebec places, counted at 8,957 residents with a land area of 78.2 square kilometres.

Where a figure for Saint-Rémi could not be verified, the page names the publisher instead of printing a number.

The density figure for Saint-Rémi, 114.6 people per square kilometre, is calculated from the population and land area above.

Saint-Rémi ranks 117 by 2021 Census population among the covered places in Quebec.

For Saint-Rémi, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.