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Borrowing in Saint-Tite-des-Caps, Quebec

Population 1,504, land area 129.3 square kilometres: the census facts for Saint-Tite-des-Caps, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 1,504
Land area 129.3 km²
Provincial regulator See the FCAC list

A loan taken out in Saint-Tite-des-Caps is governed by Quebec's licensing rules, and the 2021 Census counted 1,504 people in the community.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Saint-Tite-des-Caps

The 2021 Census counted 1,504 residents in Saint-Tite-des-Caps. The census records a land area of 129.3 square kilometres for Saint-Tite-des-Caps.

Dividing population by land area gives 11.6 residents per square kilometre, rounded to one decimal place.

Saint-Tite-des-Caps ranks 502 by population among the Quebec places on this site.

Saint-Tite-des-Caps sits at rank 502 among the 1150 Quebec places here, with 1,504 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
  • No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Saint-Tite-des-Caps appears in the census record with 1,504 residents, and the density of 11.6 people per square kilometre follows from it.

For Saint-Tite-des-Caps, the two census fields above are the only local statistics used anywhere on the page.

At 1,504 residents in the 2021 Census, Saint-Tite-des-Caps is listed alongside the other covered places in Quebec.

Saint-Tite-des-Caps ranks 502 by 2021 Census population among the covered places in Quebec.

The density figure for Saint-Tite-des-Caps, 11.6 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Saint-Tite-des-Caps is 129.3 square kilometres, and the population is 1,504 residents in the 2021 Census.

The Saint-Tite-des-Caps page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Saint-Tite-des-Caps could not be verified, the page names the publisher instead of printing a number.

Nothing on the Saint-Tite-des-Caps page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Saint-Tite-des-Caps with another community can use the same four census fields.

Saint-Tite-des-Caps is one of 1150 covered Quebec places, counted at 1,504 residents with a land area of 129.3 square kilometres.

Saint-Tite-des-Caps sits at rank 502 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Saint-Tite-des-Caps

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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