Borrowing in Saint-Valère, Quebec

A loan taken out in Saint-Valère is governed by Quebec's licensing rules, and the 2021 Census counted 1,188 people in the community.

The census figures for Saint-Valère

The 2021 Census counted 1,188 residents in Saint-Valère. Statistics Canada lists 108.1 square kilometres of land for the community.

On those two figures, density is 11.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 583 in the province.

Compared with the other 1150 covered Quebec places, Saint-Valère ranks 583 by population.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

At 1,188 residents in the 2021 Census, Saint-Valère is listed alongside the other covered places in Quebec.

Saint-Valère appears in the census record with 1,188 residents, and the density of 11.0 people per square kilometre follows from it.

The land area recorded for Saint-Valère is 108.1 square kilometres, and the population is 1,188 residents in the 2021 Census.

Saint-Valère ranks 583 by 2021 Census population among the covered places in Quebec.

Readers comparing Saint-Valère with another community can use the same four census fields.

The Saint-Valère page follows the same structure as every other place page, with population, land area, density and rank.

For Saint-Valère, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Saint-Valère, 11.0 people per square kilometre, is calculated from the population and land area above.

Saint-Valère is one of 1150 covered Quebec places, counted at 1,188 residents with a land area of 108.1 square kilometres.

Where a figure for Saint-Valère could not be verified, the page names the publisher instead of printing a number.

Saint-Valère sits at rank 583 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Saint-Valère page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.