Borrowing in Sainte-Anne-de-Beaupré, Quebec

Sainte-Anne-de-Beaupré, Quebec, recorded a population of 2,888 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Sainte-Anne-de-Beaupré

Statistics Canada's 2021 Census gives Sainte-Anne-de-Beaupré a population of 2,888. Statistics Canada lists 62.4 square kilometres of land for the community.

The arithmetic gives 46.3 people per square kilometre.

By population it ranks 286 among the Quebec places covered here.

The place record for Sainte-Anne-de-Beaupré covers 62.4 square kilometres and 2,888 residents, a density of 46.3 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The density figure for Sainte-Anne-de-Beaupré, 46.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the Sainte-Anne-de-Beaupré page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Sainte-Anne-de-Beaupré with another community can use the same four census fields.

The land area recorded for Sainte-Anne-de-Beaupré is 62.4 square kilometres, and the population is 2,888 residents in the 2021 Census.

For Sainte-Anne-de-Beaupré, the two census fields above are the only local statistics used anywhere on the page.

Sainte-Anne-de-Beaupré ranks 286 by 2021 Census population among the covered places in Quebec.

Sainte-Anne-de-Beaupré is one of 1150 covered Quebec places, counted at 2,888 residents with a land area of 62.4 square kilometres.

Sainte-Anne-de-Beaupré sits at rank 286 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Sainte-Anne-de-Beaupré could not be verified, the page names the publisher instead of printing a number.

At 2,888 residents in the 2021 Census, Sainte-Anne-de-Beaupré is listed alongside the other covered places in Quebec.

The Sainte-Anne-de-Beaupré page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.