Borrowing in Sainte-Clotilde-de-Beauce, Quebec

Sainte-Clotilde-de-Beauce is one of the Quebec communities covered here, with a 2021 Census population of 569, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A mortgage is registered against the property, which is what gives the lender its claim. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for Sainte-Clotilde-de-Beauce

The 2021 Census counted 569 residents in Sainte-Clotilde-de-Beauce. The census records a land area of 60.5 square kilometres for Sainte-Clotilde-de-Beauce.

Population divided by land area produces a density of 9.4 people per square kilometre.

Its provincial population rank is 877 within this data set.

Within Quebec, Sainte-Clotilde-de-Beauce is place number 877 by population in this census set, at 569 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Nothing on the Sainte-Clotilde-de-Beauce page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Sainte-Clotilde-de-Beauce, 9.4 people per square kilometre, is calculated from the population and land area above.

Readers comparing Sainte-Clotilde-de-Beauce with another community can use the same four census fields.

Sainte-Clotilde-de-Beauce is one of 1150 covered Quebec places, counted at 569 residents with a land area of 60.5 square kilometres.

At 569 residents in the 2021 Census, Sainte-Clotilde-de-Beauce is listed alongside the other covered places in Quebec.

Sainte-Clotilde-de-Beauce sits at rank 877 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Clotilde-de-Beauce appears in the census record with 569 residents, and the density of 9.4 people per square kilometre follows from it.

For Sainte-Clotilde-de-Beauce, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Sainte-Clotilde-de-Beauce is 60.5 square kilometres, and the population is 569 residents in the 2021 Census.

Where a figure for Sainte-Clotilde-de-Beauce could not be verified, the page names the publisher instead of printing a number.

The Sainte-Clotilde-de-Beauce page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.