Borrowing in Sainte-Croix, Quebec

Sainte-Croix, Quebec, recorded a population of 2,529 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Sainte-Croix

Population for Sainte-Croix stands at 2,529 in the 2021 Census. The community covers 69.6 square kilometres of land.

Dividing population by land area gives 36.3 residents per square kilometre, rounded to one decimal place.

By population it ranks 333 among the Quebec places covered here.

Sainte-Croix therefore appears at rank 333 of 1150 covered Quebec places, with a density of 36.3 people per square kilometre.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The density figure for Sainte-Croix, 36.3 people per square kilometre, is calculated from the population and land area above.

At 2,529 residents in the 2021 Census, Sainte-Croix is listed alongside the other covered places in Quebec.

Sainte-Croix sits at rank 333 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Sainte-Croix could not be verified, the page names the publisher instead of printing a number.

Sainte-Croix is one of 1150 covered Quebec places, counted at 2,529 residents with a land area of 69.6 square kilometres.

The Sainte-Croix page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Sainte-Croix page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Sainte-Croix ranks 333 by 2021 Census population among the covered places in Quebec.

Sainte-Croix appears in the census record with 2,529 residents, and the density of 36.3 people per square kilometre follows from it.

The land area recorded for Sainte-Croix is 69.6 square kilometres, and the population is 2,529 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.