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Borrowing in Sainte-Félicité, Quebec

Sainte-Félicité, Quebec: 1,100 residents in the 2021 Census, 90.7 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 1,100
Land area 90.7 km²
Provincial regulator See the FCAC list

Sainte-Félicité is one of the Quebec places covered here, with 1,100 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A mortgage is registered against the property, which is what gives the lender its claim.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Sainte-Félicité

Sainte-Félicité recorded a population of 1,100 in Statistics Canada's 2021 Census of Population. The community covers 90.7 square kilometres of land.

Dividing population by land area gives 12.1 residents per square kilometre, rounded to one decimal place.

Sainte-Félicité ranks 618 by population among the Quebec places on this site.

Within Quebec, Sainte-Félicité is place number 618 by population in this census set, at 1,100 residents.

Sainte-Félicité appears in the census record with 1,100 residents, and the density of 12.1 people per square kilometre follows from it.

The Sainte-Félicité page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Sainte-Félicité could not be verified, the page names the publisher instead of printing a number.

For Sainte-Félicité, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Sainte-Félicité page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Sainte-Félicité is one of 1150 covered Quebec places, counted at 1,100 residents with a land area of 90.7 square kilometres.

The density figure for Sainte-Félicité, 12.1 people per square kilometre, is calculated from the population and land area above.

Sainte-Félicité ranks 618 by 2021 Census population among the covered places in Quebec.

Readers comparing Sainte-Félicité with another community can use the same four census fields.

At 1,100 residents in the 2021 Census, Sainte-Félicité is listed alongside the other covered places in Quebec.

The land area recorded for Sainte-Félicité is 90.7 square kilometres, and the population is 1,100 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Sainte-Félicité

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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