Borrowing in Sainte-Florence, Quebec

Sainte-Florence, Quebec, recorded a population of 367 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The census figures for Sainte-Florence

In the 2021 Census, Sainte-Florence had 367 residents. Its land area is 103.5 square kilometres.

The calculated density is 3.5 people per square kilometre.

By population it ranks 1019 among the Quebec places covered here.

Sainte-Florence is one of 1150 places listed for Quebec, ranked 1019 by population and measured at 103.5 square kilometres.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

Sainte-Florence is one of 1150 covered Quebec places, counted at 367 residents with a land area of 103.5 square kilometres.

The density figure for Sainte-Florence, 3.5 people per square kilometre, is calculated from the population and land area above.

At 367 residents in the 2021 Census, Sainte-Florence is listed alongside the other covered places in Quebec.

Readers comparing Sainte-Florence with another community can use the same four census fields.

Sainte-Florence sits at rank 1019 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Sainte-Florence page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Sainte-Florence is 103.5 square kilometres, and the population is 367 residents in the 2021 Census.

Nothing on the Sainte-Florence page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Sainte-Florence could not be verified, the page names the publisher instead of printing a number.

Sainte-Florence appears in the census record with 367 residents, and the density of 3.5 people per square kilometre follows from it.

Sainte-Florence ranks 1019 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.