Borrowing in Sainte-Françoise, Quebec

A loan taken out in Sainte-Françoise is governed by Quebec's licensing rules, and the 2021 Census counted 383 people in the community.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Sainte-Françoise

383 people were counted in Sainte-Françoise in the 2021 Census. Its land area is 88.8 square kilometres.

On those two figures, density is 4.3 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Sainte-Françoise sits at rank 1006 by population.

Compared with the other 1150 covered Quebec places, Sainte-Françoise ranks 1006 by population.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Nothing on the Sainte-Françoise page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Sainte-Françoise with another community can use the same four census fields.

The density figure for Sainte-Françoise, 4.3 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Sainte-Françoise is 88.8 square kilometres, and the population is 383 residents in the 2021 Census.

Sainte-Françoise ranks 1006 by 2021 Census population among the covered places in Quebec.

Sainte-Françoise appears in the census record with 383 residents, and the density of 4.3 people per square kilometre follows from it.

For Sainte-Françoise, the two census fields above are the only local statistics used anywhere on the page.

At 383 residents in the 2021 Census, Sainte-Françoise is listed alongside the other covered places in Quebec.

Where a figure for Sainte-Françoise could not be verified, the page names the publisher instead of printing a number.

Sainte-Françoise is one of 1150 covered Quebec places, counted at 383 residents with a land area of 88.8 square kilometres.

The Sainte-Françoise page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Françoise sits at rank 1006 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.