Borrowing in Sainte-Jeanne-d'Arc, Quebec

This page covers borrowing in Sainte-Jeanne-d'Arc, Quebec: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The census figures for Sainte-Jeanne-d'Arc

Population for Sainte-Jeanne-d'Arc stands at 217 in the 2021 Census. 110.3 square kilometres of land are attributed to Sainte-Jeanne-d'Arc.

Population divided by land area produces a density of 2.0 people per square kilometre.

Its provincial population rank is 1109 within this data set.

Sainte-Jeanne-d'Arc sits at rank 1109 among the 1150 Quebec places here, with 217 residents in the 2021 Census.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

Readers comparing Sainte-Jeanne-d'Arc with another community can use the same four census fields.

For Sainte-Jeanne-d'Arc, the two census fields above are the only local statistics used anywhere on the page.

At 217 residents in the 2021 Census, Sainte-Jeanne-d'Arc is listed alongside the other covered places in Quebec.

The density figure for Sainte-Jeanne-d'Arc, 2.0 people per square kilometre, is calculated from the population and land area above.

The Sainte-Jeanne-d'Arc page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Sainte-Jeanne-d'Arc could not be verified, the page names the publisher instead of printing a number.

Sainte-Jeanne-d'Arc sits at rank 1109 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Sainte-Jeanne-d'Arc ranks 1109 by 2021 Census population among the covered places in Quebec.

Sainte-Jeanne-d'Arc is one of 1150 covered Quebec places, counted at 217 residents with a land area of 110.3 square kilometres.

Nothing on the Sainte-Jeanne-d'Arc page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Sainte-Jeanne-d'Arc appears in the census record with 217 residents, and the density of 2.0 people per square kilometre follows from it.

The land area recorded for Sainte-Jeanne-d'Arc is 110.3 square kilometres, and the population is 217 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.