Borrowing in Sainte-Justine, Quebec

This page covers borrowing in Sainte-Justine, Quebec: the census facts, the provincial rules, and the products people compare.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Sainte-Justine

In the 2021 Census, Sainte-Justine had 1,828 residents. The census records a land area of 126.3 square kilometres for Sainte-Justine.

Dividing population by land area gives 14.5 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 425 in the province.

Within Quebec, Sainte-Justine is place number 425 by population in this census set, at 1,828 residents.

Nothing on the Sainte-Justine page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Sainte-Justine is one of 1150 covered Quebec places, counted at 1,828 residents with a land area of 126.3 square kilometres.

The Sainte-Justine page follows the same structure as every other place page, with population, land area, density and rank.

Sainte-Justine ranks 425 by 2021 Census population among the covered places in Quebec.

The density figure for Sainte-Justine, 14.5 people per square kilometre, is calculated from the population and land area above.

Sainte-Justine sits at rank 425 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Sainte-Justine could not be verified, the page names the publisher instead of printing a number.

Sainte-Justine appears in the census record with 1,828 residents, and the density of 14.5 people per square kilometre follows from it.

The land area recorded for Sainte-Justine is 126.3 square kilometres, and the population is 1,828 residents in the 2021 Census.

At 1,828 residents in the 2021 Census, Sainte-Justine is listed alongside the other covered places in Quebec.

Readers comparing Sainte-Justine with another community can use the same four census fields.

For Sainte-Justine, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.